How to get the funding for your big trip

• What about doing part of your degree overseas on an exchange? Apply for a travel grant through the international office at your university - they'll give you scholarship money if successful, that can be put towards your flight/accommodation etc.

• Apply for a travel scholarship through your Rotary club.

• Save like crazy. Our team felt setting a weekly savings target worked best. Open a high interest savings account and deposit into it each week. We have a whole section on saving for travel.

• Everyone's favourite... ask for a loan from your parents.

• Get a student loan.
  

• Get a credit card - and use it as an interest free loan (provided you make your repayments on time). But note - if you've just quit your job in anticipation of your overseas trip and then try and get a credit card, you may find your application is rejected.

• Think about being part of a volunteer program in developing countries. It's a big commitment, and will still cost you money - but can be an amazing experience if you have the commitment. Here's one programme that involves Australian students: Youth Challenge Australia.